Terms and Conditions

1. Acceptance of Terms

By accessing or using this website, you agree to comply with these Terms and Conditions to the extent permitted by applicable law.

If you do not agree with these terms, please discontinue use of the website.

The educational webinar and consultation registration services offered through this website are intended for adults aged 18 or older.

These website terms do not replace any separate agreements, disclosures, or legally required notices associated with a mortgage application or financial service.

2. Our Services

Ultimate Chevals Capital LLC provides homebuyer education, information about mortgage financing, and opportunities to request consultations.

Website content may discuss:

• First time homebuyer preparation.
• Mortgage financing options.
• Down payment assistance programs.
• Credit, income, and employment considerations.
• Closing costs and general homebuying expenses.
• Applications, document reviews, and the preapproval process.

Information is provided for general educational purposes and does not constitute an individual lending decision.

3. Webinar Registration and Participation

Visitors may register for educational webinars using the registration forms available on this website.

Registration may require information such as your name, email address, telephone number, buying location, and purchase timeline.

Registration Information

You agree to provide accurate information when completing a registration form.

Incorrect contact information may prevent us from providing webinar instructions or responding to your inquiry.

Webinar Scheduling

Webinar dates, start times, joining instructions, and availability are subject to scheduling.

A session may be rescheduled, updated, or canceled when necessary. We will attempt to provide relevant updates through appropriate communication channels.

Attendance

Webinar participation is voluntary. Attending a webinar does not establish mortgage qualification, financing approval, or preapproval.

Educational materials and replay recordings may be made available at our discretion and subject to applicable rights.

4. Consultation Booking

Visitors may request a private consultation through our appointment booking page.

Appointment availability depends on the scheduling calendar. We may contact you about your appointment or a requested scheduling change.

A consultation allows you to discuss homebuying questions, financing concerns, and possible next steps.

If a mortgage application or document review is appropriate, additional information and separate disclosures may be required.

5. Mortgage Financing Disclosures

Information about mortgages, down payment assistance, credit requirements, or other financing topics is provided for educational purposes.

Actual financing options, loan terms, rates, eligibility, and program availability depend on applicable requirements and individual circumstances.

Down Payment Assistance

Assistance programs may be available to certain eligible homebuyers.

Program rules can vary by location, property type, income, purchase price, lender, and other eligibility factors.

Assistance is not guaranteed. Some buyers may still need funds for closing costs, reserves, or other expenses.

Preapproval and Applications

A buyer is not considered preapproved merely because they registered for a webinar, attended a class, completed a questionnaire, or booked a consultation.

Formal preapproval requires the appropriate financial and documentation review by the applicable lender.

Realtor Introductions

Realtor introductions are not automatic.

Following an appropriate borrower review and confirmed preapproval, Chad may discuss an introduction to a Realtor partner if the borrower needs an agent and gives permission.

No Realtor referral is guaranteed by participating in a webinar.

6. SMS Messaging Terms

Ultimate Chevals Capital LLC may offer optional SMS messaging programs connected to webinar registration, consultation booking, customer inquiries, and promotional information.

How SMS Consent Is Collected

Where SMS consent is requested, the registration form provides separate choices for informational messages and marketing messages.

You may choose the communication categories you wish to receive.

SMS consent is voluntary. Providing a mobile number alone does not establish consent to promotional text messages.

Consent to receive marketing text messages is not required to register for an educational webinar or purchase services.

Message Frequency

Message frequency varies. It depends on your webinar registration, event schedule, appointment activity, inquiries, and the communication options you select.

A scheduled webinar may generate several reminders before and around the event.

Message and Data Rates

How to Stop SMS Messages

Reply STOP to any SMS message from Ultimate Chevals Capital to opt out of messages from that sending number.

After an opt out request, no further messages should be sent through that messaging program except any permitted confirmation of your opt out.

How to Get Help

Reply HELP to a text message for assistance.

You may also contact us at [email protected] .

Carrier Delivery Disclaimer

Privacy of Mobile Information

Mobile information and SMS opt in consent information are not sold or shared with third parties or affiliates for marketing or promotional purposes.

Service providers may process information as needed to operate the messaging service.

For more information, please review our Privacy Policy .

7. Email and Other Communications

We may use email to provide registration details, appointment information, responses to inquiries, and other communications related to services you request.

Promotional email communications may be sent when permitted by applicable law.

Where required, promotional emails include an unsubscribe option.

Other communication channels, including WhatsApp, will be used only where appropriate authorization and applicable platform requirements permit.

You may contact us if you need assistance updating communication preferences.

8. Privacy and Personal Information

Information submitted through this website is handled according to our Privacy Policy and applicable legal requirements.

Our registration and booking systems may use service providers to store contact information, manage appointments, maintain customer records, and deliver authorized communications.

Please review our Privacy Policy to understand our information practices and your available privacy choices.

Any separate mortgage application may involve additional privacy notices and disclosures.

9. User Responsibilities

By using the website, you agree to:

• Provide accurate information when submitting forms.
• Use the website only for lawful purposes.
• Avoid interfering with website operation or security.
• Respect the privacy of other webinar participants.
• Avoid misusing any educational materials or restricted content.

We may take reasonable action to address misuse or protect website security.

10. Website and Educational Content

Website design, text, educational materials, graphics, and other original content may be protected by applicable intellectual property laws.

Materials are provided for personal educational use unless otherwise stated.

You may not reproduce, redistribute, or commercially use protected materials without appropriate permission.

11. Third Party Services

This website may contain links or integrations involving third party appointment booking, webinar, communication, or other service providers.

Those providers may maintain separate terms and privacy policies.

Please review their applicable terms before using their services.

12. Website Availability

We aim to maintain an accessible and useful website experience.

However, certain services may become temporarily unavailable because of maintenance, internet interruptions, scheduling changes, or technical issues.

We may update website information and functionality when necessary.

13. Limitations and Disclaimers

Website and webinar information is provided for general educational purposes.

Although we aim to provide useful and accurate information, financing programs, lender requirements, rates, and other details may change.

You should obtain appropriate professional guidance before making important financial decisions.

To the extent permitted by applicable law, Ultimate Chevals Capital LLC does not guarantee uninterrupted website access or specific results from using educational content.

Nothing in these terms limits rights or remedies that cannot legally be excluded.

14. Changes to These Terms

Ultimate Chevals Capital LLC may update these Terms and Conditions to reflect changes in website features, business practices, or applicable requirements.

Updated terms will be posted on this page with a revised date.

Where required by law, we will provide additional notice or request new consent.

15. Contact Information

If you have questions about these Terms and Conditions, webinar registration, or communication preferences, please contact us.